Follow our official Facebook page for the latest government job updates. You can ask anything, and experts are there to help you.

follow us on Facebook

LIC ADO Recruitment 2023: Apprentice Development Officer Vacancy (1049 Posts)

LIC ADO Recruitment 2023: Life Insurance Corporation of India (LIC) has released an employment notification for the recruitment of Apprentice Development Officers (ADOs) in the jurisdiction of the various Divisional Offices under the Eastern Zonal Office, Kolkata. The last date for submission of the application is 10th February 2023.

Apprentice Development Officers (ADOs)

No. of vacancies: 1049 nos.
Name of Division GEN SC ST OBC EWS
Asansol 27 12 00 10 04
Bardhaman 26 15 06 13 05
Bongaigaon 11 02 07 09 02
Guwahati 24 04 17 17 04
Howrah 47 25 09 22 07
Jalpaiguri 56 35 07 17 09
Jorhat 27 05 16 12 04
Kharagpur 47 31 05 12 07
KMDO-I 33 29 08 19 07
KMDO-II 48 30 09 24 07
KSDO 75 32 09 31 12
Silchar 19 05 28 07 02

Eligibility Conditions as on 01.01.2023

The candidates eligible for recruitment are classified into three categories, namely, LIC Agents Category, LIC Employees Category, and Others Category (Open Market).
‘LIC Agents Category’ means-
(i) An individual appointed or engaged by LIC Of India to solicit or procure insurance business including business relating to the continuance, renewal, or revival of policies of insurance about LIC Of India;
OR 
(ii) An individual who has been appointed as an agent under the Life Insurance Corporation of India (Agents) Regulations, 2017.
‘LIC Employee Category’ means a confirmed whole-time salaried employee of LIC Of India belonging to the Class III cadre.
‘Others Category’ means the candidate from the open market.
Educational Qualification:
(i) For the LIC Employees category and LIC Agents category, in both Urban and Rural areas. Applicant should possess a Bachelor’s Degree in any discipline from a recognized University in India established under a statute/approved for the Fellowship of Insurance Institute of India, Mumbai.
(ii) An applicant from the Others category (Open Market) for recruitment as an Apprentice Development Officer, in both Urban and Rural areas, should possess a Bachelor’s Degree from a recognized University in India established under a statute/approved for the purpose or the Fellowship of Insurance Institute of India, Mumbai.
  • Candidates should ensure that their educational qualifications possessed by them shall be as per the prescribed educational qualifications mentioned in the advertisement and that they fulfill the above eligibility criteria. No equivalent educational qualification shall be considered eligible.
  • The Bachelor’s degree as mentioned here should be from a University/Institute/Board recognized by Govt. of India/approved by the Government Regulatory bodies and the result should have been declared on or before 01.01.2023. Proper documents from the Board/University for having declared the result on or before 01.01.2023 have to be submitted at the time of the interview. The date of passing the examination which is reckoned for eligibility will be the date of passing, appearing on the mark sheet /provisional certificate.
Experience: The applicant should have the requisite experience as of 01.01.2023 as indicated below:-
Category of Applicant For Recruitment in Urban Area For Recruitment in Rural Areas
LIC Employee Category Not less than 3 years of service after confirmation in Class III cadre in LIC of India.
LIC Agents Category or other than Agent, such as DSAs/FSEs Not less than 5 years as a LIC agent or other than Agent, such as DSAs/ FSEs and has brought a Net First Year Premium Income of not less than ₹5,00,000/- during the immediately preceding 5 financial years and a Net First Year Premium Income of not less than ₹ 1,00,000/- on 50 lives in any 3 (Three) of these financial years. Not less than 4 years as a LIC agent or other than Agent, such as DSAs / FSEs and has brought a Net First Year Premium Income of not less than ₹ 1,00,000/- on 50 lives per years in any 3 of the immediately preceding 4 financial years.
Others Category (Open Market) Preference would be given to candidates who have at least 2 years of experience in the life insurance industry or the marketing of financial products.
NOTE: “Net First Year Premium” means the amount of Premium brought in by an agent or other than an Agent, such as DSAs/ FSEs, either in cash or by cheque, ( in later cases which have not been dishonored subsequently) towards New Business including First Year’s Renewal Premium during the relevant number of immediately preceding financial years as reduced by the amount of Premium that has lapsed out of such First Year Premium reckoned concerning the date of the application for recruitment as an Apprentice Development Officer.
(i) “Rural Area” means an area with an ascertained population of 50,000 or less and the operational area has an ascertained population of not more than 1.50 lakh.
(ii) “Urban Area” means an area that is not rural.
The knowledge of the local/native language of the place, the candidate is applying for, is desirable.
Stipend & Remuneration:
# During the apprentice period, the candidate selected as an Apprentice Development Officer will be paid a fixed amount per month as a stipend, as per the rules of LIC Of India. Apprentice Development Officers, other than those from LIC Employee Category, shall be paid a stipend equal to the minimum of the basic pay and the dearness allowance thereon on the scale of pay applicable to Development Officers as on the date of commencement of the apprenticeship. At present, the amount of stipend will be approximately ₹.51500/- per month, except in the case of the candidates selected from the LIC Employee Category. A Probationary Development Officer at a specified Headquarter in the area will be placed on the scale of ₹35,650-2200(2)-40,050-2595(2)-45,240-2645(17)-90,205 plus allowances and other benefits as per the rules in force. On appointment as a Probationary Development Officer, the basic pay of ₹ 35650/- per month (except for LIC Employee Category candidates) in the scale of 35650-2200(2)-40050-2595(2)-45240-2645 (17)-90205 and other admissible allowances as per rules shall be payable. Total emoluments at the minimum of the scale will be inclusive of House Rent Allowance & City Compensatory Allowance, wherever admissible depending upon the classification of the city. It will be approximately ₹ 56000/- in an ‘A’ Class City.
# Other benefits include Gratuity, Defined Contributory Pension Scheme, LTC, Medical Benefit, Group Insurance, Group Personal Accident Insurance, vehicle advance (2-wheeler/4-wheeler), reimbursement towards the cost of Brief Case/leather bag, mobile handset, etc. as per rules. The Development Officer may also become eligible for attractive performance-linked Incentives, upon confirmation of service.

Age limit for LIC ADO Recruitment 2023 

(i) The applicant shall have completed 21 years of age (in completed years) and not more than 30 years of age (in completed years) as of 01.01.2023, i.e., candidates must have been born not earlier than 02.01.1993 and not later than 01.01.2002 (both days inclusive) as on 01.01.2023.
(ii) The upper age limit (in completed years) as of 01.01.2023 of an applicant belonging to the group given below, shall not exceed the age mentioned below: –
Sr. No. Category Upper Age limit in years
1 Member of OBC (other than those in the creamy layer). 33
2 Member of a Scheduled Caste or a Scheduled Tribe. 35
3 LIC Employee who is not a member of SC or ST or OBC. 42
4 LIC Employee who is a member of OBC (other than those in the creamy layer). 45
5 LIC Employee who is a member of SC or ST. 47
6 LIC Agent or other than Agents such as DSAs/FSEs, who is not a member of SC or ST, or OBC. 40
7 LIC Agent or other than Agent such as DSAs/ FSEs, who is a member of OBC (Other than those in the creamy layer). 43
8 LIC Agent or other than Agents such as DSAs/ FSEs, who is a member of SC or ST. 45
9 Ex-serviceman. See Advt.
10 All Others 30

Selection Procedure LIC ADO Recruitment 2023

Selection will be made based on online tests, followed by an interview of the candidates who qualify in the online test and subsequent pre-recruitment medical examination.
(I) On-line Test for Others (Open Market) Category: The online examination shall be conducted in two phases for the candidates from Open Market Category, viz. Preliminary examination and Main examination.
Phase-I: Preliminary Examination:
A preliminary Examination consisting of objective tests will be conducted online. The test will have three sections (with separate timings for each section) as follows:
Name of test No. of Ques. Maximum Marks Medium of exam Duration
Reasoning Ability 35 35 English & Hindi 20 minutes
Numerical Ability 35 35 English & Hindi 20 minutes
English Language 30 30** English 20 minutes
** English Language test will be of qualifying nature and the marks in the English Language will not be counted for ranking
Candidates equal to 20 times several vacancies in each category, subject to availability, will be shortlisted for the Main examination.
Phase-II: Main Examination: Main Examination consisting of an objective test will be conducted online. The main examination will consist of objective tests for 160 marks for a composite duration of 120 minutes.
Subject No. of Ques. Maximum Marks Medium of exam Duration
Reasoning Ability & Numerical Ability 50 50 English & Hindi Composite duration of 120 minutes
General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary 50 50 English & Hindi
Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and the Financial Sector 60 60 English & Hindi
(II) On-line Test for LIC Agents & LIC Employee Category: 
Selection of Apprentice Development Officer from LIC Agents & LIC Employee Category will be done through a single-phase examination i.e., Main Examination. It will be an objective test, which will be conducted online for 160 marks. The objective test will have a composite duration of two hours, i.e., 120 minutes.
For LIC Agents Category:
Name of test No. of Ques. Maximum Marks Medium of exam Duration
Reasoning Ability & Numerical Ability 20 20 English & Hindi Composite duration of 120 minutes
General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary 20 20 English & Hindi
Elements of Insurance and Marketing of Insurance. 60 120 English & Hindi
(ii) For LIC Employee Category:
Name of test No. of Ques. Maximum Marks Medium of exam Duration
Reasoning Ability & Numerical Ability 20 20 English & Hindi Composite duration of 120 minutes
General Knowledge, minutes Current Affairs and English Language with Special Emphasis on Grammar and vocabulary 20 20 English & Hindi
Practice and Principle of Insurance, Marketing 60 120 English & Hindi

Application Fee of LIC ADO Recruitment 2023

# Application fees/intimation charges (non-refundable) payment online: 21.01.2023 to 10.02.2023. Bank Transaction charges for Online Payment of application fees/intimation charges will have to be borne by the candidate.
# Candidate will have to make the payment of Application Fees/Intimation Charges (Non-refundable) including GST, only through Online mode as under:
For SC/ST Candidates Intimation Charges of Rs.100/- (inclusive of GST) plus the Transaction Charges
Other than SC/ST Candidates Application Fees-cum-Intimation Charges of Rs. 750/- (inclusive of GST) plus the Transaction Charges

How to Apply for LIC ADO Recruitment 2023?

Before applying online, candidates should scan the following documents and ensure that all these scanned documents adhere to the required specifications as given under point ‘C’, viz. the guidelines for document scan and upload.
1] photograph (4.5cm × 3.5cm)
2] signature (in black ink)
3] left thumb impression (on white paper in black or blue ink)
4] a handwritten declaration (on white paper in black ink).
# Signature in CAPITAL LETTERS will NOT be accepted.
To register the application, choose the tab “Click here for New Registration” and enter your Name, Contact details, and Email-id. A Provisional Registration Number and Password will be generated by the system and displayed on the screen. The candidate should note down the Provisional Registration Number and Password. An Email & SMS indicating the Provisional Registration number and Password will also be sent to the candidate.
# In case the candidate is unable to complete the application form in one go, he/she can save the data already entered by choosing the “SAVE AND NEXT” tab. Before submission of the online application, candidates are advised to use the “SAVE AND NEXT” facility to verify the details in the online application form and modify the same if required
# Candidates are advised to carefully fill in and verify the details entered in the online application themselves, as no change will be possible/entertained after clicking the FINAL SUBMIT BUTTON.
The Name of the candidate or his/her father/Husband etc. should be spelled correctly in the application as it appears in the Certificates/Mark sheets/Identity proof. Any change/alteration found may disqualify the candidature.
Validate your details and Save your application by clicking the ‘Validate your details’ and ‘Save & Next’ buttons.
Candidates can proceed to upload their Photo & Signature as per the specifications given in the Guidelines for Scanning and Upload of Photograph and Signature detailed under point “C”.
# Candidates can proceed to fill in other details of the Application Form.
# Click on the Preview Tab to preview and verify the entire application form before clicking on the FINAL SUBMIT button.
# Modify details, if required, and click on ‘FINAL SUBMIT’ ONLY after verifying and ensuring that the photograph, signature uploaded, and other details filled in, are correct.
Click on the ‘Payment’ Tab and proceed with payment.
# Click on the ‘Submit’ button.

Important dates of LIC ADO Recruitment 2023

Opening date of On-Line Registration of Application and Online payment of Application Fees/Intimation Charges. 21st January 2023
Last date of On-Line Registration of Application and Online payment of Application Fees/Intimation Charges. 10h February 2023
The download of the Call letter for the On-Line Examination (Tentative) 4th March 2023 onwards
Date of Online Examination-Preliminary 12th March 2023
Date of Online Examination-Main 8th April 2023
# LIC Of India reserves the right to modify the schedule of the events in case of any exigencies.
# Candidates are advised to check the LIC website – https://licindia.in/Bottom-Links/careers regularly for details and updates.

Candidates may follow the below-mentioned steps to apply online.

Those who wish to apply are advised to go through the below official notification in detail before submitting applications.

Online Application Link Click Here
Download Official Notification Click Here
Job Updates on Facebook Click Here

Leave a Comment